What Global Opportunity Group Does With Your Personal Information
Global Opportunity Group will post online any changes to the Global Opportunity Group Privacy Policy and the Global Opportunity Group Website Customer Information Privacy Policy on or before the effective date of such changes. You will be able to determine the date of the last change by noting the revision (Rev.) date of the policy. If you have already notified us of your information sharing preferences, you do not need to notify us again.
Global Opportunity Group Online and Mobile Privacy Policy
Global Opportunity Group’s Commitment to You
Global Opportunity Group is committed to respecting and protecting the privacy of our online customers and site visitors. We protect your information online with the same care we utilize for all Global Opportunity Group transactions. This online privacy policy explains what information about you we collect, and how we use and protect it in mobile and internet commerce.
This Policy applies to customer relationships established in the United States. Some Global Opportunity Group affiliates are licensed to do business in foreign jurisdictions. The web sites of those affiliates have separate privacy policies which apply to their customers based upon the laws of the jurisdiction in which the affiliates are established.
Personal Information & Data
Personal Information
Personal information refers to any information about you that is personally identifiable to you. Your telephone number, name, address, and transaction history are examples of information that pertain to you personally.
Data
Data in the context of our online and mobile privacy policy generally refers to other information that we collect through your internet or mobile activities or which third parties may collect on our behalf. Such data may or may not be personally identifiable to you.
Information Collection
We Collect Personal Information About You When:
- You Provide Personal Information to Us
Global Opportunity Group collects personal information online that you provide to us, such as when you log in, on applications you complete, and when you use our products and services. We may also monitor, record and maintain records of your online and offline communications with us, including when you contact us through our website or mobile app or otherwise communicate with us, such as by email, phone, chat and postal mail. - We Gather Information Online
Global Opportunity Group uses tools (some of which may be hosted or provided by our third-party vendors), such as cookies, click stream auditing and other methods, to gather information for internal uses, such as Web analytics and to personalize our content and advertising. We may also use these tools to secure and operate our website and for fraud prevention and verification purposes.
Cookies
Cookies are small pieces of information that a Web site stores on a visitor’s Web browser to remind the site about the visitor the next time they visit the site. Global Opportunity Group does not store confidential or sensitive personal information in cookies.
Cookies cannot be used to capture your e-mail address, obtain data from your hard drive or gain confidential or sensitive information about you. Additionally, cookies cannot be read by a Web site other than the one that set the cookie. Some Web sites, however, use cookies to obtain information from your browser. You can set your browser to notify you before accepting a cookie, so that you can control whether you accept or reject a cookie. You will need to manage your cookie settings for each device and browser you use. Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preference.
Click Stream Auditing
Click Stream Auditing includes information such as a web surfer’s IP address, web pages which have been viewed or acted upon by a web surfer, date and time, domain type, and when a web surfer has responded to an advertisement. We may occasionally combine this information with individual information on an aggregate level to determine the effectiveness of our advertising.
Action Tags and Other Technologies
Action Tags are commonly referred to as Web beacons or GIF tags. This type of technology is inserted in various places within our Web site to collect anonymous information about your visits to the Global Opportunity Group site and your interaction with our ads and content. Global Opportunity Group may use certain technologies to collect additional information related to the status and condition of your mobile devices. This information may be used to support the security of your transaction with Global Opportunity Group, determine industry trends, and for other research purposes.
See other sections of the Global Opportunity Group Privacy Policy and this Online and Mobile Privacy Policy for information about how we treat your data.
Information Use
Personal information that we collect about you is used to provide you with optimal online experiences with us. We use it to help determine your financial interests and needs in order to recommend relevant products and services. We use personal information about you to qualify you for products and services that you request, to process your transactions, authenticate your identity, prevent fraud, and to keep your information and financial transactions secure.
Information Sharing
Global Opportunity Group does not sell personal information about its customers. Global Opportunity Group does not share your personal information with third parties. Additional information is provided below under Advertising and Tracking and under Your Options. We may share personal information when required by law or a subpoena or court order. We may also share personal information when we suspect fraud or for risk management purposes. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Children
Global Opportunity Group websites and mobile applications are not directed to children and do not knowingly collect information from children.
Access
Global Opportunity Group does not maintain a process which allows visitors to review and request changes to any of his or her personally identifiable information, including information that is collected through the use of cookies or other tracking devices, on the Web site or our online service. If you believe that Global Opportunity Group customer records contain any incorrect information about you, please contact us using the customer service contact information provided on your statements, or other communications from us pertaining to the products and services you use. You may also contact your local branch, relationship manager, or broker.
Retention and Destruction
Global Opportunity Group retains personally identifiable information as long as necessary to provide the products and services for which the information was collected, to process and maintain a record of transactions, and as long as necessary for legal process or to satisfy government retention requirements. When the retention period expires, Global Opportunity Group destroys data that was maintained in any form in a manner that renders it completely unusable and incapable of restoration.
Advertising & Tracking
Tracking and Online Advertising
We use third party advertising and media companies to serve ads on our behalf across the Internet and to help manage and optimize our Internet business and communications. Through the use of cookies and Action Tags (commonly referred to as Web beacons or GIF tags), which are inserted in various places within our Web site, such third party companies may collect anonymous information about your visits to the Global Opportunity Group site and your interaction with our ads and content. For instance, they may keep track of how many of our ads you have seen on other web sites before visiting our Web site. This information is used to understand your browsing behavior and interests so that we can identify your financial needs and provide service and advertising that is tailored to you.
Behavioral Targeting
The third party companies we use for online tracking have a network of advertising companies and may share anonymous information about your visits to globaloppgroup.com and other Web sites with us, and may use it in order to provide ads about goods and services of interest to you and which would be relevant to you, based on your browsing on globaloppgroup.com. From time to time, we may also share anonymous information with such third party companies in an aggregate form, for purposes of analysis and improvement of our Web site. If you would like more information about the use of third-party cookies and tags, or the process of opting out of such cookies or tags, please go to (External)www.networkadvertising.org.
Geolocation Data
Global Opportunity Group does not access location data stored on your mobile device without your permission. Some features will not fully function unless you have enabled access to your location data.
Social Media
Social Media
Global Opportunity Group maintains information on social media sites like Facebook, Twitter, and YouTube. When you post information on Global Opportunity Group social media pages it will be subject to the privacy and security conditions of the social media site. When you log into Global Opportunity Group owned social media properties, we collect information about your activities on those properties. The information we review includes whether you visited or commented on a blog or provided a rating.
Global Opportunity Group mobile applications are not socially enabled and do not allow you to connect to and share information with a community of other users, such as Facebook or Twitter, or the general public, such as YouTube.
Your Options
Online Tracking and Advertising
Global Opportunity Group uses third-party advertising networks to distribute our advertisements on other websites and mobile applications where we have paid to advertise. These advertisements may use tracking technologies to capture certain information, such as IP address, usage information, or your responsiveness to our advertisements. However, the technologies used do not capture information that identifies you individually. Global Opportunity Group does participate in third party ad network self-regulatory programs for online behavioral advertising.
Pursuant to these programs, Global Opportunity Group honors Do Not Track opt-out preferences that you make to third party advertising networks that we hire to perform online advertising on our behalf.
Two examples are the: (External)Digital Advertising Alliance’s (DAA) Self-Regulatory Program for Online Behavioral Advertising and (External)DoubleClick. Click on either or both of these links to stop online advertising from Global Opportunity Group by either of these ad programs. You can also help limit the amount of online advertising you receive by visiting (External)www.networkadvertising.org to opt-out of advertising from Network Advertising Initiative member companies.
We do not deliver online advertising to customers that have opted out from the receipt of commercial email from Global Opportunity Group when an online advertising campaign utilizes customer email addresses in connection with a hashing process that anonymously matches our ads to our customers who have a presence on select websites.
Global Opportunity Group does not provide a Do Not Track opt-out mechanism to prevent online advertising to you. Instead, we utilize the established industry mechanisms discussed above.
Global Opportunity Group does not respond to a do-not-track signal from your browser. See (External)www.networkadvertising.org for information on how to opt out from third party cookies or tags. As noted above, when you use Global Opportunity Group’s web sites, third parties used by Global Opportunity Group may collect certain information which does not identify you individually on the Global Opportunity Group web sites or on other sites where Global Opportunity Group advertises. Please review the Privacy Policies of all web sites you visit to ascertain the type of information collected on those sites. The type of personal information that Global Opportunity Group collects online about you is identified above under heading Personal Information and Data, subsection: We Collect Personal Information About You When.
Location Tracking
Online advertising that relies on location tracking can be prevented by refusing to grant permission to use location data stored on your device. You can also set your device to block access to location data stored on your device. Refer to the user guide for your device.
Controlling Cookies
Visit the (External)Federal Trade Commission to learn more about how to limit tracking and online advertising through controlling cookies and other tracking technology that is attached to your browser.
Additional Information
Policy Changes
The effective date of this policy is provided above. Any updates or changes to the policy will be posted on this web site with the new revision date which is the effective date of changes and will be included in the annual privacy notice. Your continued use of this website constitutes your acceptance of any changes to this policy.
Contact
Our address is Global Opportunity Group, 5 Sicomac Road, STE 304, North Haledon, NJ, 07508.
You may contact us using the customer service contact information provided on your statements, or other communications from us pertaining to the products and services you use.